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Combined view

Your financial picture

Tracked net worth

£0.00

Editable balances

Cycle spending

£3,220.00

25 Aug–24 Sept · within cap

Left to spend

£0.00

£3,454.29 over the flexible allowance
House deposit plan

The £200k deposit is a working 20% assumption for a £1m home—change either number whenever you like.

Save each month

£1,714.29

Flexible after plan

£0.00

70% of the deposit target is funded · each budget runs from the 25th to the day before the next cycle.

Net worth

Assets minus liabilities · 6 months

Spending this cycle

25 Aug–24 Sept · £3,220.00 of your £4,100.00 cap

Home
£1,480.00
Living
£920.00
Leisure
£480.00
Other
£340.00
Spending by person

Current payday cycle · compare Mantas and Gabriele by category

Mantas

£980.0056%

Gabriele

£760.0044%

Income vs outgoings

Six payday cycles · each starts on the 25th

IncomeSpendingInvesting
What you can spend

25 Aug–24 Sept · plan before discretionary spending

Scheduled income£0.00
Fixed bills & home−£0.00
Investing & transfers−£0.00
House deposit pace−£1,714.29
Flexible allowance-£1,714.29
Flexible spending logged−£1,740.00
Left this cycle-£3,454.29

Fixed bills are reserved up front, so they are not deducted again when their transactions arrive. Internal account movements are excluded from income and spending.

Cash-flow note

This payday cycle is £3,454.29 over its flexible allowance. Confirm maternity income, the BTL payment and flexible spending before committing extra cash.

Automatic bank sync

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Trading 212 portfolio sync

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Accounts & investments

Accounts hold cash balances; holdings track quantities and estimated market values.

Available GBP equivalent from accounts marked “In total”. Retirement wealth remains visible separately and shared money is not split automatically.

Investment & commodity holdings

Gold, silver, listed shares and recognised crypto use live estimates; execution prices may differ.

No matching holdings for this owner and asset type.
Recurring money

Salary, bills, subscriptions, savings and transfers used in your monthly forecast · click a heading to sort, or use the custom order to drag items

Recent activity

Colour-coded by person · add a note, edit an entry, or move it into your recurring schedule

Filter and understand

Every figure and chart below responds to these filters.

Transactions

7

Selected amount

£4,470.00

GBP entries

Average transaction

£638.57

Net flow

-£4,470.00

Income − expenses − investing

Filtered money mix

GBP entries · income, spending, investing and transfers

Where spending went

Filtered GBP expenses · uncheck categories to compare

Selected total

£3,220.00

Income and spending over time

GBP entries for current cycle · credit-card repayments are excluded from both lines

Transactions

Showing 7 of 7

Currency

Rent

9 Sept 2026 · Time not supplied by bank

🏠 HomeMantas
−£1,480.00

Index fund contribution

8 Sept 2026 · Time not supplied by bank

🎯 ISAGabriele
£750.00

Groceries

7 Sept 2026 · Time not supplied by bank

🌿 LivingGabriele
−£420.00

Dinner & theatre

5 Sept 2026 · Time not supplied by bank

🎭 LeisureMantas
−£480.00

Pension top-up

3 Sept 2026 · Time not supplied by bank

🏛️ PensionMantas
£500.00

Bills & transport

2 Sept 2026 · Time not supplied by bank

🌿 LivingMantas
−£500.00

Household extras

1 Sept 2026 · Time not supplied by bank

✨ OtherGabriele
−£340.00

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